Privacy Policy

By using the Site and/or signing up for our relevant services, you accepted this Policy and consented to the collection, storage and use of the information that you disclose, and any information that can be collected based your visitation and activity on such Site.

Thank you for visiting this Website. Protecting the personal privacy of individuals who use the Internet is a priority, and we appreciate the opportunity to describe to you the policies we have put in place to safeguard the privacy of individuals who visit our Website. If you have questions or concerns about our Internet privacy policy, or any other issues involving the Internet, we want to hear about them and hope you will contact us by electronic mail at info@usinpac.com to let us know your opinions.

This Website collects no specific personal information about you when you visit the site unless you choose to provide that personal information to us during your visit so that we can contact you. Let us describe more specifically other types of information that may be gathered when you visit our Web site and how that information is handled.

USINPAC collects aggregate data about visits to the Web site, such as statistics that show which parts of each Website were visited the most. The following information may also be collected when you visit the USINPAC Web site: the domain from which you access the Web site, the date and time of your visit, the pages you visit, and the address of the Website, if any, that provided the link from which you reached the USINPAC site, etc. This information is gathered only for the purpose of enabling us to improve the online service we provide to visitors to the USINPAC Website. By visiting the USINPAC site and commenting thereon, you agree and authorize USINPAC to send you their newsletter. However, you have the option to unsubscribe to the newsletter.

No individual identifying or personal information (such as your name) is automatically gathered when you visit the USINPAC Website. Since participation in the blogs, forums, petitions, comments and all other visitor generated data is voluntary, the writer / visitor alone controls what personal information may be disclosed to others. If personal information is posted by the writer / visitor on the blogs, comments, forums, petitions or other visitor generated data, USINPAC shall not be held responsible for the use of such information by others for unsolicited, harmful or inappropriate purposes.

This Website is not set up to collect personal information about you when you visit the site unless you choose to provide that information to us through member pages, which are password protected. Personal information provided by you to us will be treated confidentially by our staff and is not accessible to other writers / visitors, unless provided by you to other members. Members are requested not to share their password, and USINPAC shall not be held responsible for any damage caused to any member who may have shared his/her password.

When you request our assistance in resolving an issue, information you provide may be shared with other organizations as deemed appropriate and/or to best resolve your issue.

The information you provide us will be released to law enforcement agencies if threatening or other potentially unlawful communications are made.

If you open an account involving financial transactions with USINPAC, we or other third parties with whom we have contracted for collection of information may ask you to submit the following types of information from you:

• Contact information – your name, address, phone, email and other similar information.
• Financial information – the bank account numbers and/or credit card details, etc. that you link to your USINPAC account.

Before permitting use to our services, we may require you to provide additional information that we can use to verify your identity and/or to address or manage risk; this information may include your date of birth, national ID number, Nationality, and/or any other personally identifying information. We may also obtain information about you from third parties such as credit bureaus and identity verification services.

When you are using our service, we may collect information about your account transactions, and we may collect information about your computer or other access device for fraud prevention purposes.

Regardless, we will not disclose your credit card number and/or bank account number to anyone aside from our authorized representatives/agents, except with your express permission or if we are required to do so to comply with a valid regulatory or law enforcement request, to cooperate in an ongoing law enforcement investigation, or as otherwise required by law.

Finally, we may collect additional information from or about you in other ways not specifically described here. For example, we may collect information related to your contact with our customer support team or store results when you respond to a survey.

If you become aware that your child has provided us with personal information without your consent, please contact us at info@usinpac.com. We do not knowingly collect personal information from children under 18, without parental consent. If we become aware that a child under 18 has provided us with personal information, we may take steps to remove such information and terminate the child’s account.

We may amend this Policy at any time by posting a revised version on our website. The revised version will be effective at the time we post it so that you are always aware of what information we collect, how we use it, and under what circumstances we disclose it. In addition, if the revised version includes a substantial change, we will provide you with 10 days’ prior notice by posting notice of the change on the “Policy Updates” page of our website. After this 10 days’ notice, you will be considered as having expressly consented to all amendments to this Policy. Any use of the Site and/or our services will be considered acceptance of the Policy in place at the time.

This Web site may include links to other useful sites on the Internet, including sites of other government agencies and sites relating to the Indian American affairs. If you follow any link that takes you to a location that does not include ‘USINPAC.COM’ in the address, you will have left the USINPAC Web server, and you will need to refer to that site’s own privacy policy. This Privacy Policy and USINPAC’s General Terms to do not apply to your use of these websites or any information contained therein.

Search engines and other sites not affiliated with USINPAC may archive or otherwise make available various screen shots, search terms, web postings, conversations, as well as other information. USINPAC has no control over how such information and/or content is used.

This website, including all Materials present (excluding any applicable third party Materials), is the property of USINPAC and is copyrighted and protected by worldwide copyright laws and treaty provisions. The visitor / writer hereby agree to comply with all copyright laws worldwide in use of this website and to prevent any unauthorized copying of the Materials. Further, USINPAC owns all technical notes, code, programs, specifications, documentation, and other information, tangible and intangible, proprietary information, work products, trademarks, trade secrets, copyrights, derivative works, and any other intellectual property prepared for, appearing on or in connection with operation and performance of the USINPAC website, unless as otherwise indicated. USINPAC does not grant any express or implied rights under any patents, trademarks, copyrights or trade secret information to any third party or user of the Site, and USINPAC is the owner and/or authorized user of any and all intellectual property or proprietary information appearing on the Site, unless otherwise indicated. Except as otherwise provided herein, use of the Site does not grant to you a license to any content, features, or materials you may access on the Site. Any commercial use of the Site is strictly prohibited, except as allowed herein or otherwise approved by USINPAC. You may not download or save a copy of any of the content or the screens except as otherwise provided in the General Terms for any purpose. If you violate this provision, you may violate intellectual property and other laws and may be subject to liability for such unauthorized use. USINPAC does not grant any license or authorization to any user of our intellectual property or proprietary information by including them on the Site.

You also agree and acknowledge that any ideas, concepts, methods, systems, designs, plans, techniques, or other similar materials that you submit or otherwise communicate to or on the Site is immediately assigned to USINPAC and may be used by USINPAC in any manner, including without limitation to use, reproduce, modify, edit, adapt, publish, translate, create derivative works from, distribute, perform, display, and/or to incorporate it in other works in any form, media, technology now known or later developed. You also warrant that any and all “moral rights” in and/or to this material have been waived.

You agree not to interrupt or attempt to interrupt the operation of the Site in any manner. Unless otherwise specified, the Site is for Your personal and non-commercial use. You shall not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from this Site. Company shall have no responsibility for any damage to User’s computer system or loss of data that result from the download of any content, materials, information from the Site.

The writer / visitor agrees to hold harmless USINPAC, its subsidiaries, affiliates, its officers, directors, employees, volunteers, licensors, agents and suppliers from all claims, costs, expenses, judgments or other losses arising out of or related to his / her access or use of the website or other sites to which they are linked.

In addition to the general indemnification provided under this policy, you will indemnify and hold usinpac and its officers, directors, employees, volunteers, affiliates, licensors and suppliers harmless from and against any lawsuit, claim, damage, liability, or expense (including reasonable attorneys’ fees) incurred by usinpac and its officers, directors, employees, volunteers, affiliates, licensors and suppliers pertaining to usinpac’s use of the information and content provided by you in connection with the services, your failure to abide by the acceptable use policy, your willful midsconduct or gross negligence, or any patent, copyright, trademark or other intellectual property right or right of publicity or privacy of any third party that relates to any information, image, voice, name or content provided by you in conection with the services, even if any such claims, damages, liability or expense are based in whole or in part on usinpac’s own negligence. In no event shall usinpac’s aggregate and complete liability to you and any third party in connection with any and all of its services provided via the sites, however arising, exceed a maximum of the amount that you have paid to utilize the services and/or have contributed to usinpac

In no event and under no circumstances shall USINPAC or the site managers or our sponsors, licensors or authorized representatives or agents be liable to the visitor / writer or any third party for special, incidental, punitive or consequential damages (including without limitation any loss of profits, lost savings, or loss of data) arising out of the writer’s / visitor’s (or any authorized user’s) or any unrelated party’s use or inability to use the website, or the writer’s or visitor’s (or any authorized user’s) or any unrelated party’s reliance or use of information or services provided on or through the Internet, or that result from mistakes, omissions, interruptions, deletions of files or other data loss, errors, defects, delays in operation, service or transmission or any failure of performance of the website, even if USINPAC, or any of our authorized representatives, have been advised of the possibility of such damage and even if the remedies stated in these Terms Of Use fail of their essential purpose.

By visiting www.usinpac.com, you agree that the laws of the State of Virginia, without regard to principles of conflict of laws, will govern this Policy and you also agree that any dispute of any sort that might arise between you and USINPAC shall be adjudicated in any state or federal court in Fairfax County, Virginia, and you consent to exclusive jurisdiction and venue in such courts.